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This rate is also usually variable, meaning your bank could change it at any time. The highest bonus savings rate on our database right now is 5.40% p.a. On ING’s Savings Accelerator account for balances between $150,000 – $500,000 for the first four months.
The value of an investment in the Mercer Super Trust may rise and fall from time to time. The investment performance, earnings or return of capital invested are not guaranteed. The information on this website is intended to be general in nature and has been prepared without considering your objectives, financial situation or needs.
You should read the relevant disclosure statements or other offer documents prior to making a decision about a credit product and seek independent financial advice. This depends on the savings account, and in many cases there won’t be a maximum. But many high interest savings accounts only pay the top interest rate up to a limit, e.g. up to $250,000. This is the largest amount that can be guaranteed for an individual at any one bank under the Government’s Financial Claims Scheme. There may also be a maximum balance you can earn the highest interest rate on.
This is the standard variable interest rate that applies by default to money saved in the account. This rate sometimes depends on the balance of the account. For example, a higher rate may apply to the balance up until a point, and then a lower rate kicks in, or vice versa. The top ongoing bonus rate (with conditions) is 5.00% p.a. On Westpac’s High Interest Savings Account For Year-Olds on balances up to $30,000.
The highest interest savings accounts aren’t all necessarily offered by online banks, although online providers do tend to offer more competitive rates overall. In reality, virtually all ‘traditional’ banks will also have an online application process and you may not need to go into a branch at any stage as a savings customer. Fees and charges Read our credit card terms and conditions. Approval and credit limit is subject to NAB’s credit assessment criteria. Information, including interest rates and annual card fees subject to change. A trusted casino online will support fast deposit and withdrawal methods, making it easier to access winnings.
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